Stop running the numbers in your head at 2am.

Answered turns "what if I paid extra on the card" or "can I actually retire at 60" into an actual answer -- built for people who model every decision before they make it.

Get Started - $4.99/mo See pricing

No bank linking. No account numbers. You type in your own numbers, we do the math.

Built for overthinkers

If you've ever opened a spreadsheet at midnight to "just double check," this is for you.

📅

Real payoff dates, not guesses

See the actual month your debt hits zero - and exactly how much an extra payment moves that date.

🧮

Retirement math, worked out

Model your savings, growth rate, and withdrawal plan to see if your retirement timeline actually holds up.

🔒

Your numbers stay yours

No bank connections, no account numbers stored - everything is typed in by you and encrypted in your account.

See next week's bills before they happen

Answered doesn't just add up your bills - it walks your accounts forward day by day, so you can see exactly how a decision you make today (an extra debt payment, a big purchase, skipping a paycheck's worth of savings) plays out over the coming weeks, before it actually happens.

  • ✓ Catches the week your balance would dip too low, before it's a real problem
  • ✓ Shows which bill or payment is actually driving a tight week
  • ✓ Updates instantly every time you change a number, so you can test decisions risk-free
Cash Flow Alerts - next ~5 months
Aug 22: $210.00 will be needed from Savings to cover Car Payment ($1,320.00) - Savings can fully cover it.
Sep 9: $84.50 shortfall - driven by Mortgage ($1,320.00), Electric ($592.00).
No cash-flow risks detected in Checking over the next 150 days at your current $200 safety buffer.

How it works

1

Enter your numbers

Income, bills, debts, and savings - typed in manually, in a couple of minutes.

2

Get your answer

Payoff timelines and retirement projections, calculated instantly from what you entered.

3

Adjust and re-check

Change a number, see the new answer. As many times as it takes to stop wondering.

Simple pricing

Cancel anytime. No bank account required to sign up.

Monthly

$4.99/mo

Renews monthly at $4.99 until cancelled

Start Monthly

Cancel anytime from your account's Settings tab -- no phone calls, no retention hoops.